Are you thinking about switching over to an iPhone or upgrading to a newer iPhone model? If so, you have likely thought about buying insurance for your new phone. If you have plans to shop for a third-party insurance policy for your phone, then there are a few things to consider before selecting an insurance company. To ensure your new iPhone is protected, you will want to seek a policy that offers these things:
Lost or Stolen Phone Coverage
Many phone companies may offer coverage for lost or stolen phones. Though there may be an added fee for this coverage it is definitely worth investing into, as this can save you from having to pay the full retail price for a new, replacement phone. So, when searching for coverage for your new iPhone, definitely seek one that offers coverage for this sort of issue.
Screen Damage Repair
The front of your iPhone is practically one big touch screen. This means if your phone were to fall, there is a great chance that your screen will become cracked or damage, which can prevent your phone from being operational. Because this a likely event, it is important to seek coverage that will allow you to receive a free screen or one at very little cost. This will help you to keep your iPhone without having to pay top dollar for a brand new screen, which can be very expensive if you have to obtain one directly from the manufacturer.
Low Deductibles
Some phone insurance companies may have a premium charge when it comes to their deductible rates. This can be very confusing, as you may need to spend close to the retail cost of your phone just to use your insurance coverage, which can sometimes make sense. But to ensure you are not stuck having to pay close to retail price to utilize your coverage, definitely be sure to find a phone coverage that has very low deductible rates. This will allow you to pay a fraction of what your phone cost so you can receive a new one or obtain repairs without paying almost as much as a new phone.
With these benefits and coverages, you will be able to improve your investment on your new iPhone and avoid having to worry about paying out of pocket for a brand new phone if your current one becomes damaged, lost, or defective. So, before you purchase your iPhone insurance, definitely be sure to seek a provider that offers coverage for the aforementioned situations.
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