Helping Your Computer To Run Better

What to Look For When Buying iPhone Insurance

Posted by on August 31, 2015 in Uncategorized | Comments Off on What to Look For When Buying iPhone Insurance

Are you thinking about switching over to an iPhone or upgrading to a newer iPhone model? If so, you have likely thought about buying insurance for your new phone. If you have plans to shop for a third-party insurance policy for your phone, then there are a few things to consider before selecting an insurance company. To ensure your new iPhone is protected, you will want to seek a policy that offers these things: Lost or Stolen Phone Coverage Many phone companies may offer coverage for lost or stolen phones. Though there may be an added fee for this coverage it is definitely worth investing into, as this can save you from having to pay the full retail price for a new, replacement phone. So, when searching for coverage for your new iPhone, definitely seek one that offers coverage for this sort of issue. Screen Damage Repair The front of your iPhone is practically one big touch screen. This means if your phone were to fall, there is a great chance that your screen will become cracked or damage, which can prevent your phone from being operational. Because this a likely event, it is important to seek coverage that will allow you to receive a free screen or one at very little cost. This will help you to keep your iPhone without having to pay top dollar for a brand new screen, which can be very expensive if you have to obtain one directly from the manufacturer. Low Deductibles Some phone insurance companies may have a premium charge when it comes to their deductible rates. This can be very confusing, as you may need to spend close to the retail cost of your phone just to use your insurance coverage, which can sometimes make sense. But to ensure you are not stuck having to pay close to retail price to utilize your coverage, definitely be sure to find a phone coverage that has very low deductible rates. This will allow you to pay a fraction of what your phone cost so you can receive a new one or obtain repairs without paying almost as much as a new phone. With these benefits and coverages, you will be able to improve your investment on your new iPhone and avoid having to worry about paying out of pocket for a brand new phone if your current one becomes damaged, lost, or defective. So, before you purchase your iPhone insurance, definitely be sure to seek a provider that offers coverage for the aforementioned...

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Computer Problems? Remote Repair May Be the Answer

Posted by on August 26, 2015 in Uncategorized | Comments Off on Computer Problems? Remote Repair May Be the Answer

Consumers today rely on a variety of electronic devices each day. Few devices play as central a role in the lives of American consumers than computers. Whether you have a laptop or a desktop, maintaining your equipment is essential when it comes to performance. If you have been having computer problems, then investing in a remote repair service may be beneficial. Here are three reasons why you should consider hiring a remote technician to make the necessary repairs your computer needs. 1. A remote technician allows you to schedule repairs when it’s convenient for you. Between your employment and family responsibilities, it can be difficult to carve out time in the day to take your computer to a repair shop. Taking time off work to complete this task isn’t an option for many workers, and your lunch hour might not be long enough to accommodate running an errand. When you invest in remote repair services, a technician can access your computer any time, day or night. This gives you the opportunity to schedule your computer repairs at a time that is convenient for you, rather than having to rearrange your schedule to accommodate a repair shop. 2. Remote repair services can be more affordable. Statistics show that roughly a third of Americans have no emergency money in their savings account. If finances are a concern in your household, paying for much needed computer repairs could require you to take money from somewhere else in your budget. Choosing to invest in remote repair services can help you save money on your computer repairs. With local technicians you will pay for a lot of non-service time because you will be paying for the time it takes a technician to drive to and from your home. Since remote technicians don’t have to physically travel to your home, you eliminate non-service travel expenses. 3. Remote repair services can help keep your family safe. Whenever you invite a service technician into your home, you run the risk of becoming the victim of a crime. Repair technicians are often complete strangers, and protecting your family can be difficult when you invite someone whose background is unknown to you into your home. Remote technicians access your computer from a remote location using specialized software programs. This means the technician never physically enters your home, ensuring the safety of your family. Keeping your computer equipment working properly is important. By investing in remote computer repair services, you make contracting computer repairs more convenient, reduce the cost of needed repairs, and prevent a stranger from entering your...

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3 Tips For Managing A Home Equity Line Of Credit

Posted by on August 20, 2015 in Uncategorized | Comments Off on 3 Tips For Managing A Home Equity Line Of Credit

A home equity line of credit (HELOC) is an easy way to gain funds when you need them, but if you mismanage your HELOC you can end up in debt with nothing to show for it. Don’t confuse a HELOC with a home equity loan; with a loan you borrow a lump sum and pay it back over a set time period with a fixed interest rate, while a HELOC can be thought of more like a credit card, where you have a certain amount of credit available to be used for a fixed amount of years. Use the following tips to ensure that you manage your HELOC wisely: Don’t Use Your HELOC for Frivolous Purchases During the recent housing bubble, many homeowners found the amount of equity in their home skyrocket, and a lot of people immediately applied for a HELOC. Unfortunately, many people used the available funds to purchase things such boats, big televisions, and cars, or to fund gambling or vacations. You are allowed to spend the money from your HELOC any way you wish, but using it frivolously will just put you in to debt with nothing to show for it. A smarter way to use your HELOC is to pay off credit cards that have a high interest rate, or to make improvements to your home that add value and will have a good rate of return on your investment. Make Sure You Understand How Payments on a HELOC Work Coming into a large line of credit via a HELOC can be exciting, but it is essential to understand how your payments will work so you can plan and budget accordingly. Typically, you will be required to make small, interest-only payments during the years that the HELOC is open. At the end of the HELOC term, the account will close, and you will be responsible for paying off the principal in a set amount of years. Interest rates fluctuate according to market conditions, but they are typically lower than the interest rates of a home equity loan. If you want to save money on interest, plan on making more than the minimum payment due while the line of credit is open so the principal goes down. Utilize Home Equity Line of Credit Software There are many home equity line of credit software programs on the market that can make it incredibly easy to manage your HELOC. These programs automatically audit your HELOC to ensure that the bank’s computer does not make any errors; all you have to do is input a few pieces of information from your loan statement, and the software will do the rest. Many line of credit software programs also track interest rates, show how you can pay off your HELOC sooner, and provide a break down of the true cost of your...

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Computer Networking Tips For Small Business Owners Who Want To Expand

Posted by on August 18, 2015 in Uncategorized | Comments Off on Computer Networking Tips For Small Business Owners Who Want To Expand

Do you own a small business? Are you currently thinking about expanding and hiring some additional employees? In order to facilitate your teamwork, it’s important to have all your computers on the same network. If you’ve never dealt with computer networking before, here are some things you should keep in mind while making your plans: What is your budget for this project? Although seemingly simple, many small business owners can get excited at the prospect of expanding, resulting in overspending. If this happened, taking money from another part of your budget could result in potentially disastrous consequences for you and your company. Even if sticking with your budget means that you’ll end up with less powerful computers or a router that can only handle a few computers, remember that future success for your business means that further upgrades will be possible. Should you find out that your current budget is way too small to implement everything that you want to do now, work on making a 3-6 month plan that will allow you to roll everything out in stages. What is the purpose of the network? While the exact details may seem confusing if you’re not computer savvy, deciding on your network’s purpose is extremely important. Will your computer networking setup be used mainly for sharing files in the office or will people need to access files from home or on the road as well? For now, you don’t need to know how to accomplish this; simply make a list of exactly what you want your network to be able to do and how it should behave. Who is going to maintain the network and security? In the future, you may want to have a dedicated IT person on staff. Right now, however, it may be cheaper to hire a computer networking company, such as Advanced Business Systems, on a per-issue basis. They’ll be able to help you set up the network and provide you with instructions on how to keep your computing safe. Since you’ll have several computers to keep track of, they’ll help you make sure that they all get updated with the latest security patches and bug fixes. This will help to ensure that both your data and your clients’ data are kept secure and out of the hands of computer hackers. Although computer networking can seem confusing if you’re not experienced in such matters, it doesn’t have to be. Making lists of what your expectations are, along with a realistic budget for your plans, can help you when you discuss your needs with your chosen IT...

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